Patient Financing

Looking for a merchant or patient financing options to make your business a success? Get the lowest rates with our group corporate discount!

Merchants Service

With decades of experience working nationally in the OD financing space, Wells Fargo has helped many optometrists nationally secure practice, equipment, and commercial real estate loans, business banking services, and merchant services.

Optometrist Program | Services Offered: 

  • ✅ Merchants Services 
  • Commercial real estate purchase loans up to 25 years fixed for existing buildings and ground up construction projects.

  • Cold start-up loan up to 10 years fixed

  • Practice acquisition loan up to 10 years fixed 

  • Business loan refinancing up to 10 years fixed 

  • Practice remodel, expansion, and additional location loan up to 10 years.

  • Practice Real Estate Conventional (non-SBA) loan for existing practice owners.

    • Loan is up to $1,000,000. Can be used for real estate purchase, real estate refinance, and real estate equity out loan.

Location Requirements: Eligible in all States

Contact: Chuck Fisk ||  Call/Text 850.776.0342

Patient Financing

Cherry offers payment plans patients love, enabling you to treat more patients:

  • Flexible patient plans: Offer payment plans to patients with credit scores down to the low 500s. Patients can split payments over 3, 6, 12, or 24 months
  • Apply in seconds: No paperwork, no staff time, no hassle. Patients are approved in seconds with no hard credit check.
  • High approval rate: Cherry’s high patient approval rate (75%+) lets you access new demographics, generate more revenue, and take advantage of existing social traffic.
  • Exclusive approvals: Qualify patients before they walk in the door. Approved funds are exclusive to your practice and can’t be used elsewhere.

How Cherry Works:

  • Patient Applies. Patient applies to Cherry using an application link exclusive to your practice. Applying takes seconds, with an instant decision. Upon approval, your patient can choose the payment plan that suits their budget and use their funds immediately.
  • You Get Paid Upfront. You'll get paid within 2-3 business days. Cherry handles payment directly with the patient and takes on the risk of repayment.
  • Treat More Patients. Reduce the billing work for your staff. Spend more time with patients. With Cherry's high patient approval rate, you'll be able to perform more treatments than ever before.

Key Features:

  • ✅ High patient approval rate (75%+)
  • ✅ Subprime patient approval: approvals as low as 520 FICO score
  • ✅ Patient application takes seconds, with instant decision
  • ✅ Soft credit check: applying doesn’t harm patient’s credit
  • ✅ Get paid upfront
  • ✅ Costs to practices are 20%-50% lower than other patient financing providers
  • ✅ No set up costs or monthly fee
  • ✅ Free marketing materials and support
  • ✅ Extraordinary customer support

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📧 Contact: Ricky Haley | | Call / Text (512) 500-0299